You will need to earn approximately €31,000 per year for yourself. Married couples will have to add an additional 20% to that number plus an additional 5% per child. Parents of persons applying for this visa are also eligible though the money needed once again increases. However, this income is combined so if your income plus your spouse’s income far exceed that required amount then everyone is covered.
Elective residence also works in another way. If you don’t have enough money to meet the requirements of passive income, it can also be done through investing in residential real estate. If you purchase a property you can qualify for the elective residence visa, but part of the requirement is that the home is a permanent residence (either owned or leased). And, still, you are not legally able to work in any way, shape, or form. This is a visa for people who intend to reside in Italy permanently, not short term or even up to a year.
For more informations about this, read our articles about real estate taxes in Italy, and cost of buying a house in Italy.
The Process
Also getting all the documents ready in the consulate want is not an easy task and we recommend you having an accountant following all the procedures.Visa applicants will have to show a portfolio of assets and the Consulate may request original financial statements from banks, investments, social security, etc. The first task is therefore to prepare a written portfolio of assets. It’s always good to be extremely detailed and organized; it shows that you’re serious about wanting to relocate. Also, it might seem trivial, but dressing well for the appointments at the consulate never hurts!
Trust our experience on this one.
If any of the documents below are missing, incomplete or lacking in extra copies (for any bureaucratic process relating to Italy it is recommended to keep at least 4 copies of each document) you may be dismissed and have to restart the process. It’s also important to consider that for the visa process the embassy will keep your passport, so you won’t be able to travel outside of the country for the duration. Once you have submitted all the required documents, the Consulate will have up to 90 days to review your application and issue your visa. Let’s take a look at what you’ll need.
Required Documents
● Passport, valid for at least 3 months beyond the validity date of the visa requested. The passport must have a blank page available.
● Visa application form. This must be signed by the applicant in the presence of a Consular Officer, not at home.
● One recent passport photo (2×2 inches, full face and in color).
● Proof of permanent residence in the country of origin.
● Proof of support (original financial statements from banks, investment & brokerage firms, Social Security with each showing current balances). Please note that these account balances must be substantial and provide for continuous growth.
● Proof of housing availability in Italy: rental agreements, proof of ownership, sometimes a government certificate of adequate housing.
● International health insurance valid in Italy.
● Certificate of good conduct issued by the local police or by the FBI may be required.
● Certified marriage certificate and birth certificates of family members.
After Arriving
The steps to go through in order to get your residence permit are generally the following:
● You first need to get the residence permit application kit from a local post office.
● Once you fill in the application kit and submit it (along with all the required documents), they will give you a receipt and an appointment at the nearest police department.
● On the day of the appointment, you will be asked to bring with you the originals of all your required documents. If nothing is missing, they will also take your fingerprints and ask you some questions (so brush up on that Italian while you’re still abroad).
● The police department will notify you when your residence permit card is ready to be picked up.
The residence permit usually lasts one year and can be renewed, following the same process explained above. I know I’ve thrown a lot of information at you this time, but hopefully it helps you to successfully receive the Elective Residence Visa!
Check out also our video about elective residency visa down below or our video about tax residency in Europe.
When looking at my closest Italy consulate’s visa page, they don’t list the Elective Residence Visa anywhere. Is it still valid?
Of course it it’s still valid
when i get the elective resodence visa card italy, how long should i stay per year in italy, like other countries no less than 183 day,
what is the case here, and if so, does it have to be uninterrupted?
thank you
You need to stay 183 days
I think I’m getting conflicting information from social media with regards to the proof of income. One source, for a single person, says about $33k in investments/stocks/etc. as well as $33k in a bank account. This seems to be incorrect. What you’re saying and other sources, is $33k of ‘income’ regardless where it’s coming from. What is correct?
You only need to prove € 33k income, not bank account amounts
If I obtain an elective long-stay visa, am I free to travel in other countries for long periods of time, or must I physically be present in Italy for 183+ days each year to maintain my status as a resident?
You need to be registered for most part of the year, and you can travel freely
I’m an American on an elective visa, my bank and investments and taxes are all in the US (Washington State). I am awaiting my soggornio which should be ready within a few months (just visited the local questura). What is my obligation to file and pay taxes in Italy, I have no assets here or even a bank account. I will be definitely living here more than 183 in the calendar year while still returning to the US for months at a time.
Thank you
In your case you are required to file and pay tax to Italy, deducting any tax paid overseas
Nicolò,
We have a significant investment portfolio and derive our annual income from withdrawals (exceeding the €33k requirement )but given the low interest rate environment our dividend income is lower. Will we still qualify for the elective residence visa?
Unfortunately withdrawal from funds are not deemed as income sources. However note that capital gains also qualify as passive income sources
I am in the final stages of my application for elective residence. How does this affect my tax situation and ownership of properties in the UK?
Once you acquire residency to Italy you should disclose your property ownership in the UK, as well as pay income tax on rentals received
It is not explicit in the guidance, can I obtain the elective residency and be working in other countries? i.e. work the remaining 365-183 days (or so) in England and take a salary there?
You cannot since you are reprimanded for signing any employment contract
I have an investment of more than Euro 33k in a national (Govt.) savings scheme. I receive monthly income in a form of interest from that. My annual income from that investment is less than Euro 10k, I don’t have any other income. Will I qualify for Elective residence?
Unfortunately that is not sufficient. You need to have at least 31k of income per year
I make about $39,156 per year on my military retirement. Under the conversion rate of 1.30 that the consulate uses, that would put me at 30,120 Euros per year. Is that enough to try for the ER Visa? Or should I try to buy a house instead?
You can use average rates, and that puts you above the € 31,000 threshold. Happy to help in the matter
2 questions:
1) After getting to Italy and applying for and receiving a resident permit (example in the first year). Can I travel freely through the EU for the remaining 182 days that same year (365-required 183 days in Italy)? As an example it I wanted to go to Germany for the remaining 182 days could I do that?
2) If my income comes from Dividends from stock each year which exceed 31,000 Euro – can that count as my income?
1) yes you can even travel 365 days, and remain a tax resident of Italy if you are registered here
2) Dividends and stock gains count as passive income source
On August 29, 2021 Azza asked, “when I get the elective residence visa card Italy, how long should I stay per year in Italy?” You answered. “You need to stay 183 days.” On Oct 21,2021 Heffie Tabor asked, “Can I travel freely through the EU for the remaining 182 days that same year…?” You answered, “Yes you can even travel 365 days, and remain a tax resident of Italy if you are registered here.” These answers conflict, or at least need more explanation. Which is it?
Will we be eligible for an elective visa in Italy:-
We are going to buy a house in Italy
We will have about £70,000 left in the bank after the house purchase.
We own a house in England (no mortgage) worth about £180,000 which we intend to rent out for £650+ a month (£8,000 a year)
We have a stock dividend income of about £2000 per year
We were intending to live on our savings, not work or have any claim on the Italian benefits system.
Am I correct in understanding that NO work can be carried out with this visa?
For example: I work remotely as a freelancer with all my work in Australia, UK and US and pay the applicable taxes. Would this constitute working in Italy, even though none of my work is in the country?
Would I be ineligible for this visa?
You would be eligible for your VISA, however you are ineligible to carry out work even if remotely
Hi Nicolo,
It is very interesting and informative reading your replies to all the questions – and thank you for this.
Your answer of Q1 seems to contradict what you have stated previously. Please can you confirm how many days per year you are permitted to be outside Italy under the ERV?
Philip
You can stay outside of Italy any time, as long as you are registered as a resident of Italy
Hi, Nicolo. We have 2 questions:
1. If person has $250K in bank account and own property in USA $300K (going to sell) but no monthly income -will be this acceptable to get elective visa ? Once person reach age 62 in 7 years there will be income of $1100 Social Security pension monthly.
2. Person has mildly autistic ( disabled) son age 33 as dependant. Can this son also obtain elective visa as family member ?
1. No because the ERV requires income sources
2. Yes, but it increases the minimum threshold to € 37,000
Will having a decent retirement portfolio in excess of $3MM but not yet taking income from it and also having excess of $1MM is savings suffice. Not yet old enough to draw on US SSI but when I am the SSI income alone circa $3700 per month should meet the requirement. Looking to become an elective resident now then a resident in 5 years and live on savings and investments until full US retirement age in 10 years time
Unfortunately the ERV does not account for savings. You need to have minimum € 31,000 of income per tax year coming from a passive income source (financial, rentals, pensions etc.)
you can definitely do everything yourself. This is done entirely at the italian consulate where you reside
What if I own a business in New York and live as a tax resident in Italy qualifying for an elective resident visa using only my passive income? Can I continue to own the business and draw money from it and will it be subject to Italian tax even if it’s sourced in New York?
This may be the case if your business is an LLC and not a sole proprietorship
Thank you. It is a separate legal entity.
I still so confused as to what qualifies for ‘passive income’. I’m a USA resident. Would like to apply for a ER Visa. I have approximately 400,000 in investments (stocks, 401K, mutual funds) and receive approximately 2300. per month in social security. Do these qualify as passive income?
According to the law, the following items are considered passive income:
– pension
– dividends
– interests
– capital gains
– royalties
– rentals
I think all of your income sources are passive
If I plan to apply for Italian citizenship after living in Florence for 3 years on an elective resident visa (shorter time for me because my Grandfather and Grandmother are Italian), can i remain in Italy while waiting for a decision on my citizenship application using “in attesa di cittadinanza” instead of having to continue renewing my ERV?
Yes, but you need to convert your VISA first
Nicolò– If I plan to apply for Italian citizenship after living in Florence for 3 years on an elective resident visa (shorter time for me because my Grandfather and Grandmother are Italian), can i remain in Italy while waiting for a decision on my citizenship application using “in attesa di cittadinanza” instead of having to continue renewing my ERV?
Interesting! I have one question: what if I am planning to stay 4-5 months a year in Italy after obtaining the elective residence visa and spend 7-8 months in Canada. In this case I will have the tax residence it Canada. Is it possible to maintain / renev the visa / elective residence even if not being a tax resident in Italy?
This is quite complicated as there are few court rulings saying that if you hold the ER VISA you claim your tax residency to Italy
Hello Nicolò
My wife and I own a house in Italy. Following Brexit we decided to be tax resident in the UK. This step meant we are restricted to 90 day visits to our Italian house out of 183. We have been looking for ways to be able to stay in Italy for 120/150 days maximum while still remaining uk residents for tax purposes.
Would this pensioners visa be suitable for us? Our income would meet the criteria.
This may be a solution, however there are multiple factors to consider
is alimony considered passive income (I have a divorce decree continuing for the next 9 years)
Yes it is!
Hi, We are in the process of buying a house in Italy. I have Irish citizenship and my husband UK. We will have around £300,000 in the bank after property completion. I have a pension income of £23,000. My husband will have around the same pension if he can’t work remotely in Italy, though he would like to continue to work until his state pension starts in the UK in 2025. Is this possible?
It is possible to work remotely from Italy, however he must be compliant and claim a legal employment contract in Italy or turn into a freelance
I am retired and have social security income of $42,000 and interest of about $100,000 a year on investment and would like to retire to Italy on a elective residence visa while I wait for my Italian citizenship. One catch—my adult son, who I support because he cannot work for health reasons—needs to live with me there on an elective residence visa as well. Can this be done?
There is a particular VISA for Italian citizenship seeker that intend to undertake the process while in Italy. In any case, you can also claim the ERV for your and your son if he is unable to work at the moment. Please get in touch through our form and we can start the process
I am a British National and I own a property in Italy. I am retired and I meet the annual income requirements for an elective residency. I would like to be able to stay in Italy for six months from April to October each year but I am confused as to what sort of visa is appropriate. Can I get a visa for 6 months or do I need to get Elective Residency?
Unfortunately there is no 6 months VISA for a continuous stay, the Elective Residence seems the best VISA
Applying for ERV for the first time. Do we need to fill out both Modelo 1 and 2 because 2 asks for income? Is Modelo 2 required if all income is passive? Also, do you know if the PLF (Passenger Locator Form) has replaced the Self Declaration form or if both are required to enter the country?
You need to fill both forms to declare your income
Up to how much time can you spend outside of Italy once you are living there with the electice residency visa? Is the minimum passive income requirement before or after taxes?
The passive income requirement is before taxes, and you are not required to spend any time in Italy for such period
I am 66 and own a house in Italy and would like to retire there next year. I plan to spend more than 183 days in Italy but would like to travel to the US a few times a year for à month each time. Is this possible? I will have the required retirement income to qualify ( about $70K) but can i earn income from the US as afreelance writer?
Yes it is
Thanks for your informative post Nicolo. Could I ask your opinion as to the best way forward in my case?
My partner of 7 years is Italian, we are not married and both resident in the UK. Her father has recently suffered a heart attack and we would like to relocate to Italy for a year to help. I have a company with c. £30k available for dividends to myself, and am happy to write my next book during this year to pitch next year. Is there any visa I could apply for in this scenario? ER seems to not quite fit, being a 1 year plan.
This is a better option!
https://accountingbolla.com/blog/representative-office-visa/
Me and my partner are both of working age, looking to purchase a property in italy around £100k to move to permanently.
We will then have around £150k in savings after. We were then looking to buy a rental property also in italy around £50k leaving us with £100k and the income from the rental which we are unsure of at the moment as not found the property. Would this scenario qualify for the elective residency visa as we will become self sufficient and live frugally off of the savings and rental income?
This qualifies exclusively if you make more than € 30,000 in rentals per year
how long takes to get access to Italy public health system after arriving with elective retirement visa?
You need to go to the local ASL and pay the annual fee, then you can enroll in the universal healthcare system
Hi ,my husband and I are retired and meet the income requirements for this visa. We are from Australia and want to spend different amounts of time every year travelling between Italy and Australia. Do we have to spend 6 months + one day every year in Italy for this visa?
Thank you.
That is not required for the ERV
My wife & I have purchased a house in Italy for €355,000 with no mortgage, and plan to spend approximately €150,000-200,000 in renovations.
We have $1,000,000+ in investment accounts, but are re-investing the dividends until we need that passive income. Was planning to just let it grow.
I have started an Italian wine importing business (LLC) in the US, where I plan to draw a salary.
We would like to stay in Italy for more 90 days/180, and more than 6 months per year. (1) Is the ERV an option or is there a different visa that applies to our situation?
(2) If the ERV is our best option to pursue, what would we need to do or change to be approved?
You can setup a representative office of your foreign LLC, please write me in the contact form
If I have 900K investments in the US and am drawing on that as passive income, to qualify for ERV, when it comes to filing and paying taxes in Italy, do I pay taxes on the income of that or on the full 900 K?
You only pay income tax on the amount withdrawn, whilst you pay wealth tax (0.2%) on your asset value
We have over 9, 000,000 in investments and more than 70k in dividends. My husband, son and I want an elective residency in Italy and have started the process.
When do we start to pay taxes to Italy?
How much?
During application process do we disclose every account, investment, etc…of money we have?
We own a house in USA and do not plan to sell it.
Dear Lisa, you start paying taxes in Italy once become tax resident of this country. Note that there are certain advantageous tax regime for new residents of Italy
If you want to know your likely taxation once in Italy, feel free to email us
Here is a tricky one:
My wife and kids are Italian citizens, and we have a house in Italy under her name. I am Canadian. We have been married for 15 years and working overseas most of that time.
We are moving back to Italy this year, where we will likely stay a year or 2 before deciding where to retire (which could be Italy or Canada). I would like to re-establish my Canadian tax residency, but obviously stay with my family in Italy during this time.
To get a 90-364 day visa just for me in 2023, would the income requirements be waived based on my immediate family all being resident Italians? Can I keep my Canadian tax residency during this time? Or is there some other visa that would better apply? Thanks.
you need to request a family cohesion VISA and you may retain your canadian tax residency based on the double tax treaty Italy-Canada art. 4
This is a very tricky area, and I am happy to help
Can someone with elective residence visa buy and drive a car and a boat registred in Italy?
yes they can!
Hi Nicola,
I am retired at the age of 60 and plan to start withdrawing from IRA and 401K plans for living expenses where I have sufficient funds for annual EU31,000 income until the age of 95 (which is significantly higher than my actuarial life expectancy). I own a house in Italy already.
You mentioned somewhere above that withdrawals are not considered income but I assume that all retirees will live on their withdrawals – so can you please clarify this?
Many thanks..
Withdrawals from IRA and 401k do qualify!
I have a question. I collect a disability income from the VA in the USA due to my back issues from being in the military. I collect about $3300 a month, would this qualify for minimum income for the retirement visa?
It definitely does!
Hello Nicolo:
Great information here on this thread. Is their any waiting period to file for the visa with regard to length of marriage? My partner & I have been living & investing together for 15 years but never formally married. We wouldn’t qualify separately, but would easily do so if legally married – and could do so in a day at our county courthouse in San Diego.
We’re of Italian descent ( Zoelezzi ( me) and Pia ( her) and would love to live our retirement years in Italy.
From what I glean from the comments the acceptable forms of passive income are many including interest, dividends, capital gains, royalties, rents collected from rental properties in America or Italy, social security, withdrawals from 401k or IRA, pensions and other? – Also wondering if the capital gains from stock sales is averaged over a two or three year period to determine an annual return?
Thanks
This is quite complicated. in any case, you need to apply separately. Please use the form below to get in touch with us
I am applying for an elective visa from the UK with my Spanish husband. We meet the passive income criteria and have owned a property in Italy for 10 years. The application form and list of documents to submit I have downloaded from the Italian consulate make no reference to proof of private health insurance, yet many web sites state that this is a requirement. What is your understanding of this please?
you are required to have such insurance. In any case, why doesn’t your husband settle in Italy and you come along claiming a family cohesion VISA? It’s faster and cheaper
I am a 55 year old UK resident and will retire in June 2023 at which point I wish to move to our home in Italy, but will have no previous retirement income documented.
I have a pension pot of circa £600k and savings of £400k, but no intentions to activate the former pension (Drawdown) or use much of the cash as my wife will continue to work as a Company Exec in the UK (with her spending >183 days per year in the UK for Tax compliance)
My wife is Dutch, holds EU and UK Passports and will continue to work as a Company Executive from the UK. In a few years, when she stops working we presume she would be able to simply move to Italy as an EU citizen. I presume I could then become her dependent. However I wish to apply for an Elective Residence VISA in the interim to bridge this gap.
Before I commit to embarking on the full VISA application I would like to understand whether my Financial status qualifies me for the VISA and/or whether my wife’s income (now and future) contributes to a decision.
Can you confirm if this part of the requirements can be consulted on before committing to the whole process?
Thank you in advance for any insights you can offer.
if your spouse moves to Italy you can claim a family cohesion while there. No need to use the ERV
My husband is retired from the US Military and our passive income from disability and pension meets the Elective Resident Visa requirements. We continue to live in Italy though as my husband has transitioned to government work as a civilian. Additionally, we plan to live in Italy forever as we love it here. My questions are:
-can my husband continue to work for the US govt under the ER visa? We would not “rely” on this income to meet ER visa requirements…
-We are pursuing this potential change because we would also like to practice an Airbnb business here and we cannot do that under the mission visa due to the SOFA agreement. Can we operate an Airbnb business under the ER visa? Again, we would not “rely” on this income to meet ER visa requirements.
-if the answer is yes to the above, to convert the visa type (if necessary), can we do that without leaving Italy? My husband could not go to the US for up to 3 months while waiting to get his passport back.
Thank you in advance
under the ER visa he cannot be employed or self employed; while Air Bnb is definitely acceptable
This is full of great information, thank you Nicolo. My partner and I are Australian and applying for an ERV, we meet the income and other criteria. We are unclear on the tax implications of becoming Italian residents, we want to remain residents of Australia for tax purposes. If we are in Italy for more than 183 days in any year, do we automatically have to pay Italian tax on all our income and assets? Or, does the double tax treaty mean that our Australian income sources (house, investment property, pensions, superannuation) are still only taxed in Australia, not re-taxed in Italy? Do we have to submit taxation returns in both countries? Hope you can help. Di
Likely yes, however the Double Tax Treaty may prevent your income sources to be taxed in Italy. Feel free to contact us for a tailored advice
Hi,
I am English and my wife is Swiss. She will continue to live in Switzerland, so I will be applying for residency on my own. She owns a house in Italy which I currently visit 4-5 months per year under Brexit rules, but would like to live in when I retire in August 2024. I will have a passive income of around £25,000 after tax (from an occupational pension scheme), plus between £8000 and £12,000 rental income (from the flat that I currently live in). Can I show use the formal documentation from the pension scheme and the tenancy agreement as proof of income, as the income won’t show in my bank statements for some months after the time I am proposing to move. It is also not entirely clear from your previous responses who I should apply to. Is the process to apply for the visa to the consulate in the country you are in (Scotland in my case), and then once that is granted to apply for the local police station for the residency?
That’s fine to apply for the ERV at the foreign Italian consulate. Then you can move to Italy and apply for the residence permit
Note that such income will be taxable once you live in Italy
Nicolò: I am an American citizen in Italy on an Elective Residency Visa. I have a Permesso di Soggiorno. Both expire in October. Do I have to renew the Elective Residency Visa as well as the Permesso? Or is renewing the Permesso all I need to do? If I have to renew the Elective Residency Visa, do I have to return to the US to do that through the local consulate where I used to live, or can I renew the visa while in Italy, and if so, where? Thank you so much for your help.
yes, you must renew the residence permit every year in Italy, at the local questura where you reside
Greetings
I have $38,000 a year fixed income Iown a house I plan to rent out for an additional $500 a month but only have $20,000 in the bank.
Am I eligible for the Elective Visa? Will the $20,000 in my bank account be enough?
Thank you,
Henry
yes, the requirement is $ 31,000 in passive income sources
Hi,
Once you have your Elective residency approved and your are in Italy do you have to keep proving every year the you have a passive 31k income?
thank you very much
Adrian
yes, you must to have 31k passive income per year to renew it
Hi Nicola,
Thank you for your generous advice. I have two questions:
1) I could generate the required passive income by using part of my savings to purchase an annuity. Does it matter the length of the annuity? For investment strategy it would be better for me to use a smaller amount to purchase a 5-year annuity and keep the rest in the market.
2) In reply to someone else’s question you stated that withdrawals from an IRA/401k qualify as passive income. This doesn’t quite make sense to me since that money is just as subject to market fluctuation as ordinary savings. Did I misunderstand? I am under 59-1/2 but could make penalty-free withdrawals of my contributions to my Roth IRA (not interest earned) and that would count as passive income?
Thank you!
1. yes
2. IRA/401K withdrawals are deemed as passive income sources
Hi Nicolò,
My wife and I intend to apply for Elective Residency Visas depending on how Italy taxes our government pensions.
I understand that our public pensions are not taxed in Italy under Articles 18/19 of the Italy-US Tax Agreement.
My question is about US Social Security being taxed in Italy.
I have read that social security benefits are taxed in Italy.
My government pension has 3 parts. Social Security being one part of my overall public pension plan.
If Italy does not tax “public pensions,” and social security benefits are included in my public pension, are my social security benefits still exempt under Article 18/19?
We greatly appreciate your assistance and look forward to working with you in the future.
if you worked for government or state, then pensions related to such work are not taxable
Hi Nicolò,
The wording on the Boston Consulate site seems somewhat ambiguous in saying that 31,000 EUR is needed for a single applicant for ER.
1. as a married couple are we one applicant or two, needing 31,000 or 38,000 EUR? I read it as 38,000 EUR. Together we meet the stated amount as a couple.
2. With the ER application needing a valid lease for one year, what happens if our application is not approved as it looks like the majority of applications from Boston are rejected with about 45% approval rate.
I think we will have to make an appointment with you.
1. as a couple you need 38,000 €/year in passive income source
2. you need to the vacate the lease
Feel free to write us in the box below and we can definitely help
Hi Nicola,
I have a question regarding ERV:
I and my husband have less than 37K EUR in passive income and about 100K EUR in saving account. Wondering if our financial status would be acceptable for ERV?
Than you for your advice.
Likely not, you need to meet the minimum passive income threshold
Once granted an Elective Residency Visa – can I choose to move to a different address within Italy within the range of the visa?
I.e. – Live in the Dolomites in the Summer and Puglia in the Winter.
Or am I limited to the same physical residence for the 12 month period?
Subsequently – If upon registration within the 8 days of arriving, what if my lease is only for a 6 month timeframe (see above)?
you can move anywhere
Hi Nicolo,
Are minor children allowed to attend school when accompanying a parent on an ERV? Thank you!
yes they are
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I want to express my gratitude for this enlightening article on the Italy elective residency visa. The FAQs section was particularly useful, answering several questions I had in mind. Your commitment to helping others through your writing is evident and deeply appreciated. This article will undoubtedly assist many in achieving their dream of residing in Italy.
What a thorough and engaging read! Thank you for putting this together.
I have elective residence visa and am still waiting for permesa di soggiourno after about 5 months – main question is how do I renew my elective residence visa
You need to provide proof of your income every year, until you obtain the permanent card